Thousands of Families.
Real Results.

“The Katalyst Team is absolutely top notch. Mike, Rick, and Kevin are an absolute dream team. If you are looking for the absolute best results, great communication, and an overall phenomenal client experience, look no further!”

“The Katalyst Team helped to make our home purchase smooth and easy. They were always available to answer questions and they provided us with a loan that fit our needs. We highly recommend their services.”

“Kevin Sprague was amazing to work with. He was always willing to help and answer questions and not pushy at all. Would definitely recommend.”

“The promises made, the promises kept. It was, by far, the easiest and the fastest refinance I had and I had many in the past. It took a minimal time commitment from me.”

“Mike Hardy and his whole team was fantastic! I would recommend them to anyone and everyone I know. Kevin Sprague is the best home loan specialist! He truly cares and is 100% available whenever you need him. He puts financial decisions in a language that helps you understand and makes you feel comfortable.”

“I've been working with Rick Mount, Kevin Sprague and their team for over 20 years. Each time I've needed to refinance or qualify for a purchase they have acted with integrity, efficiency, honesty and never with pressure or insincerity.”

“Mike Hardy and his team really understand lending and the impact on a family's financial situation. As both a client and as a financial advisor, Mike and his team bring unique value to their clients helping them think through the purpose of the mortgage. Invaluable!”

“This mortgage team is the ABSOLUTE BEST in the industry. Seriously, do not look further. If you want the best service, the most attention, the greatest options, this is the firm for you.”

“We were well educated and felt comfortable working with the team. Kevin and Tyler made us feel safe with their fantastic positivity and connection. Thank you guys!”

“Mike & Rick and their team have helped me with two new homes and one refi in the last five years. They are attentive to their clients' needs, and are fast and efficient. Special thanks to Kevin who was always available to answer my questions and address my concerns.”

“Mike Hardy and his team are simply THE BEST! Their ability to solidly crunch numbers and professionally explain their proven processes is extraordinary. Best of all, the way they personally relate to their clients is so very welcoming. I confidently refer all my friends and business clients.”

“We have had our loans serviced with Mike and Rick for several years. Due to their hard work and constant monitoring we've been able to refi our home with fantastic loans saving us thousands each time. They are trustworthy and reliable mortgage lenders with stand up integrity!”

“It's hard to find people who truly care about others. Mike Hardy is one of those people. He will genuinely have your best interest at heart. A mortgage is one of the biggest financial commitments you will make, and I would have someone like Mike and his team on my side for their wisdom, follow through and caring.”

“As a first time home buyer, it was a pleasure to work with Mike and his great team in financing my mortgage. So good in fact, I returned years later to take advantage of the better rates for a re-fi. I was most impressed with his approach to the mortgage as a financial planning tool, not just a way to buy a house.”

“Kevin was very helpful. He was honest and straightforward. We closed our refi in 3 weeks! He responded to emails, texts, and phone calls very quickly and frequently followed up during the whole process, keeping us informed and updated of the status throughout.”

“Not only amazing service and support, but an amazing group of people to work with. Their diligence and follow through is remarkable, and you can tell that they care about the people and processes involved. Highly recommend for anyone looking for elite service.”

“Mike and his team are a breath of fresh air. They really take the time to help you make a sound financial decision. It's not about closing the deal for them but helping their clients make a better future for themselves.”

“Mike and his team are incredible! So personable, so professional, so thorough. I'm extremely careful about who I refer my clients to, and I never have a concern with Mike. I know they'll be in good hands. The best all around lending team I've had the pleasure of working with.”