The Katalyst 4-Step Strategy

1

Assess Current Value

Determine your property's current market value and existing equity position to understand what you're working with.

2

Refinance

Pull out equity tax-free at favorable rates. Up to 60% CLTV is common maximum. This cash is available immediately for any business purpose.

3

Wait 6-12 Months, Then Sell

Create clean separation between your refinance and eventual property sale to satisfy IRS requirements. Use this time to plan your transition, then list and sell your property.

4

1031 Into New Property

Complete your 1031 exchange into a new investment property. You maintain all benefits of direct ownership—depreciation, appreciation, cash flow—while deferring capital gains taxes.

Why Direct Ownership Through 1031 Exchange?

A traditional 1031 exchange allows you to defer capital gains taxes while maintaining complete control over your investment. You're not just preserving wealth—you're positioning yourself for continued growth.

✅ Full Ownership Benefits:

  • • Complete control over asset decisions
  • • Direct access to depreciation benefits
  • • 100% of property appreciation
  • • Flexible exit strategies
  • • Ability to refinance again in the future

🔄 Tax Advantages:

  • • Defer capital gains indefinitely
  • • Maximize depreciation write-offs
  • • Estate planning benefits (step-up basis)
  • • Can exchange multiple times

💡 Consider: Professional Property Management

Want to maintain ownership benefits while reducing day-to-day headaches? Professional property management offers a middle ground:

You Keep:

  • • Full ownership and control
  • • All appreciation and equity
  • • Tax benefits of direct ownership

You Delegate:

  • • Tenant management
  • • Maintenance coordination
  • • Day-to-day operations

Calculate Your Strategy

See how much cash you can access today while planning your 1031 exchange

Your Property Details

$
$
%
$
10% 80%

Note: 60% is the typical program maximum, but higher amounts can be arranged depending on property type and borrower qualifications.

0% 15%

Adjust based on your situation (realtor fees, closing costs, etc.)

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Enter your property details to see your results

Self-Managing Everything

  • ❌ Midnight emergency calls from tenants
  • ❌ Coordinating repairs and maintenance
  • ❌ Dealing with vacancy and tenant turnover
  • ❌ Time-consuming property inspections
  • ❌ Limited time for other opportunities

Professional Management Option

  • ✅ Professional team handles day-to-day
  • ✅ You retain full ownership and control
  • ✅ All tax benefits of direct ownership
  • ✅ More time to pursue opportunities with equity you've pulled out
  • ✅ More time for family, hobbies, or other interests
Katalyst Strategy Visualization

Send Me My Report

Enter your details and we'll send you a detailed breakdown of your 1031 exchange strategy.

For estimation purposes only. Not an offer, quote, commitment to lend, or advertisement of rates or terms. Actual rates and terms depend on credit, property, and program and are subject to change.