Lower your interest rate by one percentage point for the first 12 months of your loan through a temporary buydown funded by a lender credit. The reduction applies to the first 12 payments only, after which your payment is based on the note rate shown on your loan documents. The lender credit is available on eligible loan programs to borrowers who qualify, and the cost of that credit is reflected in the loan pricing rather than paid separately at closing. All loans are subject to credit and property approval, and not all applicants will qualify.

Purchase Details

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Loan Details

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KATALYST KICKSTART BENEFITS

Payment Comparison

Standard Rate Payment

Rate: 6.99%
$0
Principal & Interest

Year 1 Katalyst Kickstart Payment

Rate: 5.99%
$0
Principal & Interest

FIRST YEAR SAVINGS BREAKDOWN

SAVINGS
Monthly Savings
$0
Each month during the first 12 months, compared with the same loan at the rate you entered
Annual Savings
$0
Total across the first 12 months, compared with the same loan at the rate you entered
Lender Credit
$0
Amount required to fund the first year of the temporary rate buydown

Comparison basis: every figure above compares principal and interest on the same loan amount and the same loan term at the interest rate you entered against a rate that is one percentage point lower, for the first 12 months only. The figures show principal and interest only, and do not include property taxes, homeowners insurance, mortgage insurance, or any other cost. The lender credit shown is the amount required to fund the first year of the temporary rate buydown, and the cost of that credit is reflected in the loan pricing.

SELLER'S AGENTS

MLS Marketing Language:

Financing options, including temporary rate buydown programs, may be available for qualified buyers. Contact Ethos Lending, Inc., NMLS #1533336, for details. Loans made or arranged pursuant to a California Financing Law license, #60DBO-197352. All loans subject to credit and property approval. Not all applicants will qualify. Equal Housing Opportunity.

BUYER'S AGENTS

COMING SOON

Reach out to learn more and inquire about timing

For estimation purposes only. Not an offer, quote, commitment to lend, or advertisement of rates or terms. Actual rates and terms depend on credit, property, and program and are subject to change.